University of Nevada, Reno - Graduates

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

[Student Group]

	Waiver Period
Fall	XX/XX/XXXX - XX/XX/XXXX
Spring/Summer	XX/XX/XXXX - XX/XX/XXXX
Summer	XX/XX/XXXX - XX/XX/XXXX

[Student Group]

	Coverage Period	Waiver Period
Fall	XX/XX/XXXX - XX/XX/XXXX	XX/XX/XXXX - XX/XX/XXXX
Spring/Summer	XX/XX/XXXX - XX/XX/XXXX	XX/XX/XXXX - XX/XX/XXXX
Summer	XX/XX/XXXX - XX/XX/XXXX	XX/XX/XXXX - XX/XX/XXXX

Fall Semester: 07/01/2025 - 09/09/2025

Spring/Summer Semester: 11/04/2025 - 02/08/2026

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

Be active by the first day of the term you are waiving.
Provide Primary and Emergency Care within 125 miles of the main UNR campus.
Pay 70% or greater for Inpatient Hospitalization.
Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
Provide Prescription Medication coverage.
Have a yearly, individual deductible of $4,000 or less.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

Liberty Health Share
Christian Healthcare Ministries
Samaritan Ministries
Medi-Share

Opt-Out/Waiver

Interested in Voluntary Dental and Vision Insurance?

AHP Waiver System - Student Training

Student Waiver Quick Reference Flyer